Ezy Lend

Business finance for UK independents

Choose an amount and term, see every fee and repayment up front, then apply online when the figures work for your business.

See how it works
  • Clear terms up front
  • Quote in seconds
  • Repayments tracked online

Price your loan

Choose an amount and term to see your repayments.

Term in days
Total to repay
£11,550.00
Per day
£385.00

Includes £50.00 fees.

Indicative figures. Subject to approval and our loan terms.

Two loan productsTerms before you commitAn application you can trackBuilt around your business

01 / YOUR OPTIONS

Different plans.
Clear options.

Start with the time you need and the commitment you can make. We’ll show you the figures.

Read the loan terms
01

FOR THE SHORTER HORIZON

EzyCash

A focused option for a short-term business need.

Amount
£1,000–£30,000
Term
5, 10, 15, 20, 25 or 30 days
Pricing
0.5% per day, plus the active processing fee
Next step
Application review, then a decision
Explore EzyCash
02

FOR THE BIGGER PICTURE

Instant

More room for a plan that needs a longer repayment period.

Amount
£10,000–£100,000
Term
1 or 2 years
Pricing
Simple annual interest, plus the active fees
Next step
Application review, then a decision
Explore Instant

02 / FROM PLAN TO NEXT STEP

A clear way through.

Three stages. The detail you need at each one.

  1. Apply

    Tell us what you have in mind.

    Choose a product, amount and term. Create your account, then share your business details and review your quote.

    A shop owner typing an online application on a laptop at the shop counter

  2. Decision

    A considered next step.

    We review your application and show the decision in your account. If approved, your available credit limit is set out clearly.

    A shop owner reading an update on their phone in the shop

  3. Funds

    Put the funds to work.

    Request a withdrawal within your approved limit. Once it is reviewed and transferred, put it towards new stock, equipment or the next stage of growth.

    Funds put to work: new stock arriving and shelves filling

Approval and transfers follow a review. Timing is never guaranteed.

A navy shopfront at dusk with stocked shelves lit inside
Less noise. More clarity.

03 / WHAT MATTERS HERE

Business moves.
Clarity stays.

01The figures come first.

See the repayment estimate and applicable fees before you submit. Your final quote uses the active pricing configuration.

02A decision has a place.

Your account brings your application and its current status together, so you know where to look for the next step.

03Your plans stay yours.

Explore the available amounts and terms before you choose the option that fits your business need.

04People are within reach.

A question about the process deserves a clear answer. Contact our Cardiff-based company by email or through the enquiry form.

04 / THE WORK BEHIND THE PLAN

For the business
you’re building.

When the next step needs a little more room.

  1. 01Bridging a short-term cash-flow gap
  2. 02Planning a purchase for your business
  3. 03Giving a longer-term project room to move
Talk through your question

05 / ANOTHER PERSPECTIVE

A different perspective on capital.

Perspective.

Interested in the investment side? Start a conversation with Ezylend Ltd about what may be available and the information you would need.

Start a conversation

This website is not an investment offer. No return is promised.

06 / BEFORE YOU DECIDE

Good questions.
Clear answers.

Need something else? We’re here to help.

01Which loan option should I explore?

EzyCash covers £1,000 to £30,000 over a choice of short terms from 5 to 30 days. Instant covers £10,000 to £100,000 over 1 or 2 years. Compare the quote, timing and repayment commitment with your business need before applying.

02Does a quote mean my application is approved?

No. The calculator provides an estimate using the active pricing configuration. Applications are reviewed before a decision, and an approval sets an available credit limit. A withdrawal request is reviewed separately before a bank transfer is arranged.

03What will I need to apply?

Create and verify an account, select your loan details and provide the business and director information requested in the application. You will review the quote and terms before submitting. The business lookup currently accepts active companies and LLPs registered in England or Wales.

04How are repayments worked out?

EzyCash uses a daily charge of 0.5% of the amount borrowed, plus its active processing fee. Instant uses the active simple annual interest rate and applicable fees. The quote shows the total and average daily or monthly repayment. Any remainder pence is allocated to the final payment.

05How quickly will I receive a decision or funds?

Timing depends on the review of your application and any withdrawal request. We do not promise an instant decision or transfer. Check your account for the recorded status, and contact us if you need help understanding the next step.

06Can I speak with someone before applying?

Yes. Email contact@ezy-lend.com or use the contact form. Tell us about your question without including passwords, payment details or sensitive documents in the enquiry.

A CLEAR PLACE TO START

Your next chapter.
Take the first step.

Find your starting point

Explore the numbers. Read the terms. Decide in your own time.